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Our Firm

Charity & Associates, P.C., established in 1994 by Elvin E. Charity, is a Chicago-based law firm built on a foundation of taking a proactive approach to law and finance. Since the firm’s inception, the attorneys of Charity & Associates, P.C. have handled sophisticated matters for a variety of large and small clients, ranging in size from Fortune 500 corporations and large governmental entities, to sole proprietorships.

Charity & Associates, P.C.’s primary areas of practice are real estate law and finance and municipal law and finance. The firm regularly represents national commercial banks, state, county and local governmental authorities and bond issuers, public housing authorities, for-profit developers, and nonprofit lenders and developers in complex real estate law and finance and municipal law and finance matters including commercial real estate lending, real estate development, loan restructuring and workout of distressed assets, zoning and land use, tax increment financing, tax credit financing, taxable and tax exempt bond issuance, project finance, land acquisition and disposition, and commercial leasing.

Charity & Associates, P.C. is approved counsel to a number of governmental authorities, agencies, and national commercial banks, and is certified as a minority owned business with the State of Illinois, the County of Cook, Illinois, and the City of Chicago.

Charity & Associates, P.C. is dedicated to providing all of its clients with high quality cost-effective legal services and recognizes that providing the highest quality legal service requires not only superior talent and training, but also a clear understanding of its clients’ needs and interests. The attorneys of Charity & Associates, P.C. strive to become familiar with their clients’ objectives and to be proactive, diligent, accessible and responsive in serving the firm’s clients. The firm is committed to a personal service approach to legal counseling, tailoring its services to the needs of each individual client.

Representative List of Our Clients

  • Bank of America, N.A.
  • BMO Harris Bank N.A.
  • Chicago Board of Education
  • Chicago Community Loan Fund
  • Chicago Housing Authority
  • Chicago Park District
  • Chicago Transit Authority
  • CIBC Bank USA
  • City Colleges of Chicago
  • City of Chicago, Illinois
  • City of Evanston, Illinois
  • City of Milwaukee, Wisconsin
  • County of Cook, Illinois
  • Forest Preserve District of Cook County
  • Forest Preserve District of DuPage County
  • IFF
  • Illinois Finance Authority
  • Illinois Sports Facilities Authority
  • JPMorgan Chase Bank, N.A.
  • McDonald’s Corporation
  • Mercy Portfolio Services
  • Metropolitan Pier and Exposition Authority
  • Roundy’s Supermarket’s, Inc.
  • State of Illinois
  • Trinity United Church of Christ
  • Turnstone Development Corporation
  • U.S. Bank National Association